Vision And Values
Midlands Community Finance (MCF) is a business with a social purpose.
MCF is a community development finance institution ("CDFI") which aims to deliver social change by providing affordable credit to financially excluded businesses and individuals. We manage recyclable loan funds in local communities.
MCF Loans expects to provide other services compatible with its business and social objectives.
MCF Loans will develop further so that it can reach even more financially excluded customers in Derby, Derbyshire and beyond.
MCF Loans will continue to play a role at national level in developing programmes and processes to reduce financial exclusion.
MCF Loans is committed to providing a safe and secure working environment in which all individuals can develop their skills and contribute to the development of the business.
MCF Loans will always treat its customers fairly and with courtesy.
MCF Loans will protect community interests and assets by operating a consistent and robust debt recovery policy against those who are unwilling, rather than unable to repay their loans.